Reduce the Stress of Filing Bankruptcy, Especially During Christmas
Tis the season to be jolly, except for those Americans that are filing bankruptcy. While no one really wants to file for bankruptcy sometimes it becomes inevitable that there is no other way to get out of debt. Filing bankruptcy is a stressful time in one’s life, but compound that with Christmas. Christmas has become a materialistic holiday where everyone expects expensive gifts. What happened to the times where it was the thought that counted and not the price of the gift. It’s funny how price conscious Americans have become. It’s almost like if someone buys a cheap or inexpensive gift for someone, it’s not that they don’t have the money but everyone has this misnomer that they are not loved as much. Nothing could be worse than going through the process of a bankruptcy filing during the holiday season. First of all, the idea of living without a credit card is new to these individuals making it much harder to survive on cash. During this time, people need to understand that in the long term this is in their best interest and in a short amount of time they will have their life back on track.
Here are some tips for those filing for bankruptcy to alleviate the stress. The first one is to go to the gym. Exercise will take someone’s mind off their problems and get rid of some of that excess anxiety. For those that don’t like to work out, taking a long walk outside will work well. For those that have a portable sound device, crank up the tunes and this will help take their mind off of the bankruptcy filing.
During the holidays it’s good to spend time with family members and close friends that a person trusts. One of them might have an ear to listen to what the person is going through while filing bankruptcy. Talking out financial problems with a friend or family member will many times encourage the individual to let them know that it’s not the end of the world. Some individuals might have already had to file bankruptcy themselves and could add some useful information to let them know that bankruptcy is not that bad. For someone that doesn’t have anyone to talk to, they could ask their bankruptcy attorney if they had a few minutes to spare and help encourage them. The bankruptcy attorney deals with this daily and can remind them of the benefits they will receive out of the process.
When someone can’t get their mind off of their financial problems, do some mindless chores like laundry or washing their car. It’s similar to doing exercise and leaves them with a sense of accomplishment that usually will help boost their mood.
When filing bankruptcy, avoid the crowded malls and the hustle and bustle of Christmas shopping. For someone that had a problem with spending, it will bring back bad memories. The bottom line is, filing bankruptcy is not the end of the world, but a new beginning. In a short amount of time the individual needs to remember that they will have a bankruptcy discharge and if they are not debt free, they will be on the road to getting there.